|  |  |  |  | **Rate and Offer Information Rate displayed assumes that you are refinancing an owner-occupied single family home. Offer rate is a 5/1 Adjustable Rate Loan refinance mortgage loan and assumes a loan amount of up to $200,000 and may include up to 3 points (1 point equals 1% of the loan) with all borrowers having a credit score of at least 740, a debt-to-income ratio of 35% or lower, a property loan-to-value between of 80% or less with all asset and reserve requirements met. Your APR may be higher if Mortgage Insurance is required or if an affiliated service provider is used. Your actual rate and payment may be different based on many factors. Please contact one of our Licensed Lending Officers at (844) 863-7346 for a customized rate and payment quote. Payments displayed do not include Mortgage Insurance, Taxes or Hazard Insurance payments, if required. The terms and rates are subject to change based on market conditions and borrower eligibility, and approval is subject to verification of credit, assets and value, among other criteria. | This message was sent by loanDepot. If you do not wish to receive future loanDepot messages, click here to unsubscribe. Please that loanDepot will never ask you to reveal or confirm any personal or account information from an email. View our privacy policy. Click here to view our disclosures. | loanDepot.com, LLC 26642 Towne Centre Drive Foothill Ranch, CA 92610 NMLS#174457 | | Confidentiality Notice: This e-mail and any attachment(s) are for the sole use of the intended recipient(s) and may be confidential and/or privileged. Any unauthorized use, disclosure or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the message. loanDepot.com LLC is not sponsored by or affiliated with your lender, nor was your information provided by your lender. Information provided is derived from public sources. By refinancing your existing loan, total finance charges may be higher over the life of the loan. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions, and programs are subject to change without notice. © Copyright 2016 - loanDepot.com, LLC, 26642 Towne Centre Drive, Foothill Ranch CA 92610. All rights reserved. NMLS I.D. 174457 Nationwide Mortgage Licensing System (NMLS) Consumer Access Web Site: www.nmlsconsumeraccess.org. AZ: Mortgage Banker/Broker with the Arizona Department of Financial Institutions #0911092. CA: Department of Business Oversight under the California Residential Mortgage Lending Act#4131040. CO: Colorado Department of Real Estate under a Mortgage Company Registration. CT: Connecticut Department of Banking as a Mortgage Lender #ML-174457. FL: Florida Lender License number MLD903. GA: Georgia Residential Mortgage Licensee #24020. IL: Illinois Residential Mortgage Licensee #MB.6760709. MA: loanDepot is a Mortgage Lender in Massachusetts License #MC174457. MD: Mortgage Lender by the Commissioner of Financial Regulation #06_18928. MN: This is not an offer to enter into an interest rate lock agreement under Minnesota law. MS: Licensed by the Mississippi Department of Banking and Consumer Finance. NH: Licensed by the New Hampshire Banking Department. NJ: Licensed Mortgage Banker – NJ Department of Banking and Insurance. NY: Licensed Mortgage Banker – NYS Department of Financial Services. OR: License # ML-4972. PA: First mortgage banker by the Department of Banking. RI: Rhode Island Licensed Lender. TN: under Mortgage License No. 4318; VA: mortgage lender and broker by the Virginia State Corporate Commission #MC-5431; WA: licensed by the Department of Financial Institutions under the Consumer Loan Act#CL-174457. Also licensed in: AK, AL, AR, DC, DE, HI, IA, ID, IN, KS, LA, ME, MI, MO, NC, ND, NE, NM, NV, OH, OK, SC, SD, TX, UT, VT, WI, WV and WY | |  |  |  |  | **Rate and Offer Information Rate displayed assumes that you are refinancing an owner-occupied single family home. Offer rate is a 5/1 Adjustable Rate Loan refinance mortgage loan and assumes a loan amount of up to $200,000 and may include up to 3 points (1 point equals 1% of the loan) with all borrowers having a credit score of at least 740, a debt-to-income ratio of 35% or lower, a property loan-to-value between of 80% or less with all asset and reserve requirements met. Your APR may be higher if Mortgage Insurance is required or if an affiliated service provider is used. Your actual rate and payment may be different based on many factors. Please contact one of our Licensed Lending Officers at (844) 863-7346 for a customized rate and payment quote. Payments displayed do not include Mortgage Insurance, Taxes or Hazard Insurance payments, if required. The terms and rates are subject to change based on market conditions and borrower eligibility, and approval is subject to verification of credit, assets and value, among other criteria. | This message was sent by loanDepot. If you do not wish to receive future loanDepot messages, click here to unsubscribe. Please that loanDepot will never ask you to reveal or confirm any personal or account information from an email. View our privacy policy. Click here to view our disclosures. | loanDepot.com, LLC 26642 Towne Centre Drive Foothill Ranch, CA 92610 NMLS#174457 | | Confidentiality Notice: This e-mail and any attachment(s) are for the sole use of the intended recipient(s) and may be confidential and/or privileged. Any unauthorized use, disclosure or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the message. loanDepot.com LLC is not sponsored by or affiliated with your lender, nor was your information provided by your lender. Information provided is derived from public sources. By refinancing your existing loan, total finance charges may be higher over the life of the loan. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions, and programs are subject to change without notice. © Copyright 2016 - loanDepot.com, LLC, 26642 Towne Centre Drive, Foothill Ranch CA 92610. All rights reserved. NMLS I.D. 174457 Nationwide Mortgage Licensing System (NMLS) Consumer Access Web Site: www.nmlsconsumeraccess.org. AZ: Mortgage Banker/Broker with the Arizona Department of Financial Institutions #0911092. CA: Department of Business Oversight under the California Residential Mortgage Lending Act#4131040. CO: Colorado Department of Real Estate under a Mortgage Company Registration. CT: Connecticut Department of Banking as a Mortgage Lender #ML-174457. FL: Florida Lender License number MLD903. GA: Georgia Residential Mortgage Licensee #24020. IL: Illinois Residential Mortgage Licensee #MB.6760709. MA: loanDepot is a Mortgage Lender in Massachusetts License #MC174457. MD: Mortgage Lender by the Commissioner of Financial Regulation #06_18928. MN: This is not an offer to enter into an interest rate lock agreement under Minnesota law. MS: Licensed by the Mississippi Department of Banking and Consumer Finance. NH: Licensed by the New Hampshire Banking Department. NJ: Licensed Mortgage Banker – NJ Department of Banking and Insurance. NY: Licensed Mortgage Banker – NYS Department of Financial Services. OR: License # ML-4972. PA: First mortgage banker by the Department of Banking. RI: Rhode Island Licensed Lender. TN: under Mortgage License No. 4318; VA: mortgage lender and broker by the Virginia State Corporate Commission #MC-5431; WA: licensed by the Department of Financial Institutions under the Consumer Loan Act#CL-174457. Also licensed in: AK, AL, AR, DC, DE, HI, IA, ID, IN, KS, LA, ME, MI, MO, NC, ND, NE, NM, NV, OH, OK, SC, SD, TX, UT, VT, WI, WV and WY | |
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