Are Fixed-Rate Loans About To Vanish?

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ISSUE 23 September 2008

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Are Fixed-Rate Loans About To Vanish? For decades the surest and safest mortgage has been the quiet and dull fixed-rate loan. With fixed-rate loans the monthly payment for principal and interest never changes, the interest rate stays the same, the loan balance declines every month and the threat of payment shock is non-existent. The biggest choice faced by fixed-rate borrowers is 30 years or 15. VIEW FULL STORY

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